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For the most part income is not the problem because your credit profile and how well you pay your rent determines the affordability of a home. There are many loan products on the market that will keep payments very low in some cases lower than going rate for rent. I would suggest as a mortgage broker you review your credit history and examine if you have been late within the last 12 months. Ask yourself these questions do you have any judgments, foreclosures, collections or did you car get repossessed any number of these things can affect your credit. If you want I can prequalify you based on your credit and rental history. If there are problems on the report or inaccurate information I can help you correct them and improve your credit standing to make sure you have the best home loans available to you. Email [email protected] I can send the contact information for my mortgage brokerage company
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